The decumulation (payout) phase of defined contribution (DC) pillars

The decumulation (payout) phase of defined contribution (DC) pillars

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The provision of annuities and other benefits during the decumulation phase of defined contribution (DC) pension plans raises major policy issues. Because private markets for annuities and disability benefits are not well developed even in the most advanced OECD countries, the resolution of these issues is likely to be a gradual process, with both countries and markets learning through experience.

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